
Spousal impoverishment is a concern for older couples when one spouse needs long-term care and applies for Medicaid. If one spouse requires care in a skilled nursing facility and the other remains at home, the spouse at home might face Read More …
Spousal impoverishment is a concern for older couples when one spouse needs long-term care and applies for Medicaid. If one spouse requires care in a skilled nursing facility and the other remains at home, the spouse at home might face Read More …
Proud to be a Sponsor: Joseph L. Motta Estate Planning & Elder Law Joseph L. Motta of Avon Lake, Ohio is proud to be a sponsor this years Walk to End Alzheimer’s in Lorain County. This Year’s Walk to End Read More …
The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures. What Are Spousal Impoverishment Rules? Spousal impoverishment is a concern for Read More …
Come meet Joseph L. Motta Thursday, May 17th, 2023, at the Wesleyan Village Classic Car Show from 4:00pm-6:00pm. Free admission – food trucks, games and raffles available for a charge. A must see event for the classic car enthusiast or Read More …
Hospice care is a type of health care that patients with terminally ill conditions rely on at the end of their lives. This type of care focuses on pain management and emotional, spiritual, and familial support for patients nearing the Read More …
At Joseph L. Motta Co., LPA, we are devoted to protecting families from life’s most challenging situations. Each year we update these special guides we created to provide you with the tools you can use to start thinking about how Read More …
Although Medicaid and Medicare are both public health insurance programs, they have essential differences. Medicare is a federal program for older adults, people with disabilities, and individuals with end-stage renal failure. Medicaid is federal-state assistance for those with limited incomes. Read More …
Medicaid is a state- and federally funded health program for lower-income persons of all ages. For applicants who fall into certain categories, Medicaid imposes specific rules on how much income and resources they can have and still qualify for benefits. Read More …
Recent research by the Kaiser Family Foundation examined the differences between traditional Medicare Vs. Medicare Advantage. While people in either program were similarly satisfied with their care and overall care coordination, some distinctions became apparent. Traditional Medicare’s Strengths Traditional Medicare Read More …
Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal law covers all federally funded nursing home residents, nursing home evictions are legal only in Read More …
Come meet Joseph L. Motta on Tuesday, November 1st, 2022, at the Lorain County Community College Spitzer Conference Center from 10:00am-2:00pm. Learn about valuable community services that specifically benefit seniors. The Aging Well Senior Expo is a great place to Read More …
In order to qualify for Medicaid, the applicant’s income must fall below a certain level. Most states allow individuals to spend down any income above this level on their care until they reach the state’s income standard. But in some Read More …
(updated with 2023 numbers to reflect Medicaid Guide 2023) Medicaid applicants must prove that they have limited income and assets in order to be eligible for long-term care services. Before beginning the application process, it is helpful to understand what Read More …
Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations. Long-term care can be very Read More …
To qualify for Medicaid coverage of long-term care, you must satisfy very complicated financial eligibility rules—rules that often can be traps for the unwary. One of the most significant traps is Medicaid’s right to recover its expenses from your estate Read More …
This month’s Northeast Ohio Boomer magazine features an article written by Joseph Motta. Understanding Long-Term Care One of the greatest concerns of seniors and their families is the cost of long-term care, especially the cost of nursing home care. Long-term Read More …
When applying for Medicaid’s long-term care coverage, in addition to the strict income and asset limits, you must demonstrate that you need a level care typically provided in a nursing home. Whether you are applying for nursing home coverage or Read More …
The year was 1983: The U.S. invaded Granada. A gallon of gas cost 96 cents. Michael Jackson’s ‘Thriller’ video premiered. That year was also the last time that Social Security recipients saw a cost-of-living increase steeper than the one just Read More …
The Social Security trustees are projecting that due to the economic downturn caused by the pandemic the Social Security trust fund will be depleted in 2033 — one year earlier than the previous estimates. Once the fund is depleted, Social Read More …
Life estates can be an excellent tool for Medicaid planning, probate avoidance and tax efficiency, but there are potential problems to look out for. Knowing the implications and risks of a life estate is essential in determining whether it is Read More …