Medicare Open Enrollment: Review Your Choices

Coronavirus Estate Planning Attorney

Every year Medicare gives beneficiaries a window of opportunity to shop around and determine if their current Medicare plan is still the best one for them. During Medicare’s Open Enrollment Period, which runs from October 15 to December 7, beneficiaries Read More …

Keep the Cost of Long-Term Care from Depleting Your Estate

Estate Planning Attorney Avon Lake Ohio Elder Law Joe Motta Attorney long term care and medicare planning

One of the greatest concerns of seniors and their families is the cost of long-term care, especially the cost of nursing home care. Long-term care refers to a range of services necessary to meet your personal needs. Most long-term care Read More …

Protecting Your House from Medicaid Estate Recovery

protect home from medicaid

After a Medicaid recipient dies, the state must attempt to recoup from his or her estate whatever benefits it paid for the recipient’s care. This is called “estate recovery.” For most Medicaid recipients, their house is the only asset available, Read More …

Expanded Protections for Non-Borrowing Spouse of Reverse Mortgage Holders

Reverse Mortgage Estate Planning Attorney

This is our first post about reverse mortgages. If you have questions about how a reverse mortgage could fit into your estate planning, please contact us for a free consultation. New Protections for the Non-Borrowing Spouse of Reverse Mortgage The Read More …

Medicaid Planning: Beware of Non-Lawyers Offering Advice

2021 Medicare Premiums

In recent years a number of non-lawyers have started businesses offering Medicaid planning services to seniors. While using one of these services may be cheaper than hiring a lawyer, the overall costs may be far greater. If you use a Read More …

Saying Medicaid Estate Recovery Keeps Families in Poverty, Groups Call to Abolish It

Talking ABout Estate Planning to Parents

To qualify for Medicaid coverage of long-term care, you must satisfy very complicated financial eligibility rules—rules that often can be traps for the unwary. One of the most significant traps is Medicaid’s right to recover its expenses from your estate Read More …

Medicaid Recipients Have More Time to Spend Down Stimulus Check

Medicaid Spend Stimulus

The one-year deadline for nursing home residents on Medicaid to spend down their first round of stimulus checks is here, but they may have a little extra time. Stimulus Checks Excluded From Medicaid’s Resource Limits for 12 Months In March Read More …

Advanced Planning for Long-Term Care Can Protect Assets from Medicaid

Long Term Care Medicaid

When most people think of long-term care or the “need to stay in a home,” they think of it has a worst-case scenario as we approach end of life that entails losing one’s independence and personal autonomy. Although that may Read More …

Does Medicaid Cover Nursing Home Care?

Medicaid Covers Nursing Homes in Ohio

For better and for worse, Medicaid is the primary method of paying for long-term care and nursing homes in the United States. But navigating the Medicaid system is complicated and confusing. Here are the basics. What is Medicaid? Medicaid is a Read More …

What is Long-Term Care and Who Provides It?

Long-Term Care Planning Avon

Long-term care is the care you need if you can’t perform daily activities on your own for an extended period of time. There are a number of different ways that long-term care can be provided which are explained in our Read More …

Rise in Assisted Living Facility Costs Amid Pandemic

Long-Term Care Planning Attorney Near Me

All long-term care costs rose sharply in 2020, but assisted living facility costs increased the most, according to Genworth’s latest annual Cost of Care Survey. The across-the-board rises were due in part to increased costs brought on by the coronavirus Read More …

2/11/2021: Estate Planning 101 Online with the North Ridgeville Library

Estate Planning Events Classes

Register now for our free event with the Lorain Public Library System. This is an event happening using Zoom, a video conferencing tool, so join from your home or wherever you are on Thursday, February 11th.  Event sponsored by the Read More …

Plan for a Small Increase in 2021 Medicare Premiums

2021 Medicare Premiums

Medicare premiums are set to rise a modest amount next year, but still cut into any Social Security gains. The basic monthly premium will increase $3.90, from $144.60 a month to $148.50. The Centers for Medicare and Medicaid Services (CMS) Read More …

What is the CSRA? Preserve Additional Assets with Medicaid Planning.

Medicaid Planning Attorney in Cleveland

Medicaid is a joint program of the federal and state governments that can cover the nursing home costs of individuals who meet its strict financial requirements.      Single Person Medicaid Qualifications: A single person may qualify for Medicaid only Read More …