Getting Medicare Disability Coverage When You Are Not Yet 65

Avon Lake Attorney

Medicare is the federal health insurance program for older adults and people with disabilities, including certain chronic conditions. According to the Center for Medicare Advocacy, more than 65 million individuals participate in the program. Disability and Medicare The age to qualify Read More …

Medicaid Spend Down: Pay for More Than Just Bills

Medicaid Planning Attorney

Since the 1960s, Medicaid has provided health care coverage for low-income people across the United States. For millions of seniors, Medicaid offers financial assistance, helping them to cover the cost of long-term care services. Today, this joint federal-state program also benefits Read More …

Can Medicaid Take Your House if it’s in a Trust?

can medicaid take your house if its in a trust

As we’re out in the community, participating in business expos, hosting informational luncheons and availing ourselves as a resource, a common question is “can Medicaid take your house?” And it’s a great question because your most valuable property may be Read More …

How Do I Talk to My Aging Parents About Estate Planning?

Talk to My Aging Parents About Estate Planning

With multiple generations getting together for holiday meals, gift exchanges, New Years parties and quality time, these annual gatherings present an opportunity to broach sensitive but important topics with your aging loved ones. By communicating with them and knowing their Read More …

Protecting Spouses Of Medicaid Applicants: 2024 Guidelines

medicaid attorney avon lake

Each fall, the Centers for Medicare & Medicaid Services (CMS) renews the federal guidelines that seek to protect individuals whose spouses are applying for or receiving Medicaid long-term care benefits. These protections, known as the Spousal Impoverishment Standards, help to support Read More …

Avoid Aggressive Medicaid Estate Recovery

Avon Lake estate planning attorney

The federal government requires states to have Medicaid estate recovery programs to recoup costs of providing medical care for poor residents, but leaves the particulars up to states. The Dayton Daily News has reported that Ohio is among the most Read More …

Medicare Premiums (Part B), Deductibles Going Back Up in 2024

Medicare attorney Avon Lake

In 2023, seniors were happy to see their Medicare Part B standard monthly premiums and annual deductibles go down for the first time in more than a decade. Unfortunately, that’s not the case for 2024, when these charges will be Read More …

11 Things You Can Do Online Via the Social Security Website

mySSA - what you can do online for social security benefits

The Social Security Administration (SSA) website hosts a wealth of online tools that offer you convenient access to benefits information. To make the most of these tools, simply create a my Social Security account online. It is free to set Read More …

Medicare Will Soon Cover Certain Alzheimer’s Treatments

Avon Lake Estate Planning Attorney

Medicare recipients living with a diagnosis of Alzheimer’s recently received promising news: The Centers for Medicare & Medicaid Services (CMS) has announced that it would begin covering new Alzheimer’s treatments that receive approval from the FDA. “If the FDA grants traditional approval, Read More …

Protecting Spouses of Medicaid Applicants: 2023 Guidelines

The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures. What Are Spousal Impoverishment Rules? Spousal impoverishment is a concern for Read More …

What Is Hospice Care at Home?

Hospice Care At Home Attorney

Hospice care is a type of health care that patients with terminally ill conditions rely on at the end of their lives. This type of care focuses on pain management and emotional, spiritual, and familial support for patients nearing the Read More …

Know The Difference Between Medicare and Medicaid

difference between medicare and medicaid

Although Medicaid and Medicare are both public health insurance programs, they have essential differences. Medicare is a federal program for older adults, people with disabilities, and individuals with end-stage renal failure. Medicaid is federal-state assistance for those with limited incomes.  Read More …

Beware Of Predatory Medicare Advantage Marketers

The number of people enrolling in Medicare Advantage programs offered through Medicare-approved private companies has increased over time. Based on this trend, more than half of all Medicare recipients may be enrolled in Medicare Advantage programs by 2025. As alternatives to traditional Read More …

What Are Medicaid Asset Protection Trusts?

Elder Law Attorney Cleveland to help protect assets from Medicaid

Medicaid is a state- and federally funded health program for lower-income persons of all ages. For applicants who fall into certain categories, Medicaid imposes specific rules on how much income and resources they can have and still qualify for benefits. Read More …