Medicare’s Limited Nursing Home Coverage

Many people believe that Medicare covers nursing home stays. In fact Medicare’s coverage of nursing home care is quite limited. Medicare covers up to 100 days of “skilled nursing care” per illness, but there are a number of requirements that Read More …

What It Means to Need ‘Nursing Home Level of Care’ for Medicaid Eligibility

Medicaid Qualifications

When applying for Medicaid’s long-term care coverage, in addition to the strict income and asset limits, you must demonstrate that you need a level care typically provided in a nursing home. Whether you are applying for nursing home coverage or Read More …

Better Than No Loaf: Medicaid Planning Using “Half a Loaf” Strategies

2021 Medicare Premiums

While it is preferable to conduct long-term care planning well in advance of needing care, if you haven’t planned ahead, there are some strategies available to avoid spending all your assets. Three so-called “half a loaf” approaches allow a Medicaid Read More …

Medicaid Recipients Have More Time to Spend Down Stimulus Check

Medicaid Spend Stimulus

The one-year deadline for nursing home residents on Medicaid to spend down their first round of stimulus checks is here, but they may have a little extra time. Stimulus Checks Excluded From Medicaid’s Resource Limits for 12 Months In March Read More …

Prepare for Medicaid with These Estate Planning Tips

Medicaid Planning Attorney Westlake, Ohio

Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper long-term care planning can help your family prepare for the financial toll and protect assets for future generations. Long-term care can Read More …