Newsletters & Blog Posts

Welcome to the Joseph L. Motta blog where we post articles relevant to our specialty practice areas of estate planning, long term care planning, Medicaid planning, special needs planning, wills, trusts and estate planning documents. We also post local events where we'll be speaking or taking questions in and around the Avon Lake, Ohio area. If you are looking for a specific article, or content to fit a particular period of life, use the categories below to filter our posts by category, or the search feature to enter something more specific. 

In 2022, Social Security Disability Recipients Will See the Biggest Increase in Four Decades

The year was 1983: The U.S. invaded Grenada. A gallon of gas cost 96 cents. Michael Jackson’s "Thriller" video premiered. That year was also the last time that recipients of Social Security disability benefits saw a cost-of-living increase steeper than the Read More ...

What It Means to Need ‘Nursing Home Level of Care’ for Medicaid Eligibility

When applying for Medicaid’s long-term care coverage, in addition to the strict income and asset limits, you must demonstrate that you need a level care typically provided in a nursing home. Whether you are applying for nursing home coverage or Read More ...

Social Security Shortfalls Are Predicted to Begin a Year Earlier Due to the Pandemic

The Social Security trustees are projecting that due to the economic downturn caused by the pandemic the Social Security trust fund will be depleted in 2033 -- one year earlier than the previous estimates. Once the fund is depleted, Social Read More ...

Dual Eligibility: Qualify for Both Medicare and Medicaid to Reduce Costs

Qualifying for Medicare hardly means free health care -- there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help paying their out-of-pocket costs. Medicare is a federal program available to Read More ...

Saying Medicaid Estate Recovery Keeps Families in Poverty, Groups Call to Abolish It

To qualify for Medicaid coverage of long-term care, you must satisfy very complicated financial eligibility rules—rules that often can be traps for the unwary. One of the most significant traps is Medicaid's right to recover its expenses from your estate Read More ...

Industry Group Reports 2021 Premiums for New Long-Term Care Insurance Policies

Prices of new long-term care insurance policies for 2021 have have been posted in the annual report from the American Association for Long-Term Care Insurance, an industry group. The price increases apply to new, not current policies.  Comparing the 2021 prices with 2020 Read More ...

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