Getting Medicare Disability Coverage When You Are Not Yet 65

Avon Lake Attorney

Medicare is the federal health insurance program for older adults and people with disabilities, including certain chronic conditions. According to the Center for Medicare Advocacy, more than 65 million individuals participate in the program. Disability and Medicare The age to qualify Read More …

Building an Estate Plan for Adult Children with Disabilities

Avon Lake Estate Planning Attorney

Parents of adult children with disabilities know that their child’s disability needs may change over the course of their lifetime. Planning for the future well-being of an adult child with disabilities is, therefore, a responsive, ongoing process. The life expectancy of Read More …

What’s the Most You Can Receive in Disability Benefits?

estate planning attorney Avon Lake

Social Security Disability Insurance is one of these types of programs. What Is Social Security Disability Insurance? Social Security Disability Insurance (SSDI) issues payments each month to individuals who have incurred a severe disability that has left them unable to Read More …

ABLE Account Owners Who Work Can Save More

ABLE Account Owners Who Work Can Save More Through 2025 If you are an individual with a disability who holds an ABLE account, your annual contributions to this type of account generally must not exceed $17,000 a year, as of Read More …

Using a Credit Card When You Have a Special Needs Trust

Special Needs Trust Attorney Keeps Theft from Happening

A special needs trust (SNT) allows you to meet your needs while receiving government benefits, such as Medicaid and Supplemental Security Income (SSI). When you have a special needs trust, you can use it to pay for goods and services government benefits Read More …

Can a Person With Disabilities Work Without Losing SSI Benefits?

working without loosing SSI

To qualify for Supplemental Security Income (SSI), a federal program that provides people with disabilities a monthly stipend, individuals must conform to very strict income and asset limits. Often, SSI beneficiaries who could hold a job opt not to because they worry about Read More …

“Supportive Housing” For Adult Children With Special Needs

special needs attorney

Affordable, safe housing is one of the most crucial aspects of a person’s life, especially if that person has a disability. Parents and guardians must plan for this as early as possible to make sure their loved one has a Read More …

Qualify For Medicaid While Supporting Your Child With Disabilities

If you have a child with a disability, providing for them into the future will likely stand among your top priorities. However, if you also wish to apply for Medicaid to cover your own long-term care expenses, first consider establishing Read More …

Should We Set-up an ABLE Account, a Special Needs Trust or Both?

Special Needs Trust Attorney in Ohio

If you have a child with disabilities, it is crucial to set money aside for the child’s future. At the same time, you need to consider your child’s access to public benefit programs such as Medicaid and Supplemental Security Income (SSI), Read More …

What Are a Special Needs Trustee’s Record-Keeping Duties?

Special Needs Trust Paperwork and File Keeping

One of the most important roles in a special needs plan is that of trustee, the person who administers a special needs trust (SNT). Of a trustee’s many responsibilities, record-keeping is perhaps the most crucial. Because the trustee is managing accounts on behalf Read More …

In 2022, Social Security Disability Recipients Will See the Biggest Increase in Four Decades

The year was 1983: The U.S. invaded Grenada. A gallon of gas cost 96 cents. Michael Jackson’s “Thriller” video premiered. That year was also the last time that recipients of Social Security disability benefits saw a cost-of-living increase steeper than the Read More …

New Advice: Consider Leaving an IRA to a Special Needs Trust.

Special Needs Trust Beneficiary of IRA

The SECURE Act, passed at the end of 2019, changed a number of rules regarding inherited IRAs, making it more difficult for most beneficiaries to save on taxes by “stretching” distributions over many years. (Read our post, SECURE Act Increases Tax Read More …